RexCredit is a consumer credit intelligence platform. We help you make smarter credit decisions — before you commit to anything.

Consumer Credit Intelligence Tool

Don't access financing blindly.

Before you approach any credit partner, know exactly what financing you can safely access, what you'll repay, and which option fits your situation — in under 60 seconds.

Won't affect your credit score
No spam calls
Results in under 60 seconds
Step 1 of 3

Tell us a little about yourself

We only need the basics. No documents, no sign-up required.

RexCredit helps you understand your options before you decide anything. No application is made when you check eligibility.

(optional)

We'll use this only if you ask us to connect you with a credit partner. We don't access your contacts.

Employed
Self-employed
Student
Other
No application is made when you check eligibility

Know your situation
before you commit

Three simple steps. No sign-up. No application. No pressure.

1

Tell us about your finances

Share your income, monthly expenses, and any existing credit repayments. No BVN, no documents required at this stage.

2

See your safe financing range

We calculate what financing you can safely access and repay — based on your actual numbers, not guesswork. You see the full picture instantly.

3

Explore financing options

We match you with credit partners that fit your profile — with clear explanations of why each option does or doesn't work for you.

We're on your side,
not the credit partner's

No hidden charges. Ever.

We show you the total amount you'll repay — not just the interest rate. No small print. No surprises after you sign.

Verified credit partners only

Every credit partner in our recommendations has been vetted. We don't list anyone who uses aggressive collection methods or deceptive terms.

We don't access your contacts

We never ask for permission to access your phone contacts. What you share is used only to calculate your eligibility.

No spam calls from credit partners

Checking your eligibility doesn't hand your number to credit partners. You stay in control of who contacts you and when.

Most Nigerians don't have a safe place to understand their financing options

We surveyed a sample size of Nigerians about their experience accessing finance. The problems are consistent — and fixable.

61%
Have never used a credit platform — the main reason is distrust, not access
#1
Pain point: hidden charges and unexpected fees after signing
87%
Said RexCredit's approach is "very useful" or "somewhat useful"

What we promise you

These aren't features — they're non-negotiables.

Checking eligibility has no impact on your credit score

We show you the total repayment amount upfront — always

No sign-up required to check your credit eligibility

Your data is used only to calculate eligibility — never sold

We will never contact you with pressure or urgency messages

Every recommendation comes with a clear explanation of why

Understand your options before you commit to financing.

Takes less than 60 seconds. No sign-up. No obligation.

Check my financing options
Won't affect credit score
Under 60 seconds
No spam, no pressure